Although I have some MKR holding, I startet as a pure user, opening a vault last year and enjoyed the low SF for my Eth vault. Seeing the fee rising more and more I decided to pay back when 5.5 was announced, cause I am not in urgent need for liquidity and my investments are mostly low risk/low return (at least compared to some other crypto investments).
The new Eth-C vault seems clearly a benefit to me, but while thinking about opening one when it’s available the idea of a dynamic adjustment comes to my mind, cause I am a bit lazy and don’t like to move my funds too often (also don’t like to spend too much on gas).
Maybe it’s not possible with the contracts cause it’s a too much different way of adjustment, but if it is I would be glad to see a vault type in the future where I pay a SF which increases if my collateral ratio goes down and will be lower if my collateral ratio rises without having to move my funds.
If this has already been discussed before I apologize, I have read some, but not all posts here.